Mortgages

A mortgage is probably the biggest financial commitment you will ever have, therefore it is important to make sure you get it right. As Independent Financial Advisors, we are able to offer and compare mortgages from numerous lenders offering thousands of mortgage deals. Using the latest technology, finding the right mortgage for you can be made easy, without the hassle of walking up and down the high street or searching the internet.

• Are you a First Time Buyer
• Are you thinking of moving home
• Do you want to save money on your existing mortgage by remortgaging to a lower rate
• Do you wish to let your existing property and buy a new property
• Do you want to buy a property to let out for investment purposes
• Are you thinking of buying a Holiday Home in the UK or overseas
• Do you require a Commercial Mortgage

In any instance, we may be able to assist you with our first class mortgage service. We will not only help find you the right deal, but we will also liaise with your lender, solicitor, estate agents and surveyors as necessary, to ensure whatever your plans, they happen as smoothly as possible.

We provide mortgage advice from the market as a whole, with a full recommendation and report service.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Changes in the exchange rate may increase the sterling equivalent of your debt.

Commercial mortgages and foreign mortgages are not regulated by the FSA or arranged via Sesame.

We will normally charge an administration fee of £199.00 in addition to any commission received from the lender. As an alternative, we can work on a pure fee basis of 1% of the loan amount, subject to a minimum fee of £500.