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Savings and Investments

 

Savings and InvestmentsSavings and Investments can be a good way to provide for a secure financial future.  We can:

  • Help you understand the difference between Savings and Investments
  • Explain the main types of Savings and Investments products
  • Identify your investment needs

Once we are aware of your needs, our team of experts will guide you with advice on:

  • How to get started
  • Key points for consideration
  • The choice between investing lump sums or investing regularly
  • How to build a successful portfolio and reduce risk
  • Your rights as an investor

There are four key stages to our advice process:

Discovery, Research, Recommendation and Review

Discovery

We will ask for the right information to advise you:
• Your financial and other objectives
• Your attitude to investment risk
• The likely term of your investment
• We will ask you to sign letters of authority in relation to existing plans

Research

We will research your existing arrangements including:
• Costs comparison with alternatives
• Investment risk comparison to your attitude to risk
• Investment performance comparison with benchmarks

Recommendation

Once our research is complete we will recommend a course of action that is in your best interests. We will explain:
• The product selected and reason (including why you should retain your current plans, if that is our advice)
• Costs and charges
• Investment strategy

Review

Depending on your instructions, we can give one off advice, or support you with a regular programme of reviews, to ensure that initial advice remains up-to-date on going.

Speak in confidence to us on 0845 4021757 or tell us your requirements on the Contact Us page and we will get straight back to you.

Mike Oliver Associates are directly authorised and regulated by the Financial Conduct Authority.